Suppose you have been having issues with online transactions, buying things online, and paying for services with card decline. In that case, I will show you how to use Africard for online transactions locally and internationally without any issues.
Africard is a payment platform that makes it easy for people in Africa to make online transactions both locally and internationally.
I have been having issues buying things online for many months. I couldn’t pay for hosting, buy a domain, or subscribe to services.
I was looking for a reliable platform until I found Africard. I found it easy to use, and the registration process was simple. Africard is the former SocialCash for those who are not aware.
With Africard you can use a debit card to shop on local websites or buy from international stores. It’s a simple way to send and receive money, pay bills and even buy airtime for your phone.
The customer service is great; they respond almost immediately to resolve any issues. I spoke with the CEO and he told me things will get more better, that this is just the beginning.
This article will show you how to use Africard for online transactions, including how to download the app, its features and step by step guide to make transactions smoothly.
Whether you’re buying from your favorite local shop or ordering from an overseas website, Africard has you covered with their virtual cards for local and international transactions.
Let’s see how you can use Africard for your online shopping needs.
What is Africard?
Africard is a financial service that makes online shopping easier for people in Africa. You can buy things online using virtual and physical Mastercard and Visa cards. With Africard you can shop at local stores that accept Mastercard or Visa and you can also buy from international websites, so you can access products that might not be sold in your country.
The idea behind Africard is to make every African have access to global financial services. Many traditional banks can be hard to use so Africard comes in to make online payments simple.
Along with helping you pay for items, Africard will offer bank accounts in foreign currencies like USD, EURO and GBP.
This will make it even easier for users to manage money internationally. Africard also offers other useful services like cheap airtime, data bundles, and subscriptions to use all from one platform.
You can download this app on Google Playstore or Apple Store
Types of Africard Cards
There are basically 3 types of Africard cards;
- Gladdys Card (Naira Card)
- Black Master Card (Virtual Card) and
- Classic Master Card (Virtual Card).
Gladdys Card (Naira Card)
Gladys Card (Naira) is a Mastercard by Africard for local and international payments. It works online and offline, so you can make payments in Naira with ease.
Card creation fee is ₦8,240 and you need to load ₦1,000 to activate. Maximum card balance is ₦2,000,000. Gladys Card supports $ and 3D Secure for security.
You can view your existing cards or create new ones on the Africard platform. Whether you want to shop online, pay bills or make international purchases, Gladys Card makes transactions easy and secure.
Africard app also gives you quick access to card management tools like swapping cards or checking your account balance so you have full control over your transactions.
Black Mastercard (Virtual Card)
Black Mastercard by Africard is a prepaid card that works across various platforms including crypto platforms, Wise, Stripe, PayPal, Neteller, Skrill, Aliexpress, Alibaba, Facebook, Twitter, DigitalOcean, AWS, Google and Namecheap.
To create the Black card, you’ll pay a $5.00 creation fee and load $3.00. Card has a maximum balance of $10,000. Each transaction is $1 but capped at $5 per transaction.
Black Mastercard is for personal and business use. You can access popular platforms globally. With Africard app you can view your cards and create new ones anytime. This card is for secure and smooth transactions, perfect for global payments and subscriptions.
Classic Mastercard (Virtual Card)
Classic Mastercard by Africard is a prepaid dollar card for international payments. You can shop and pay on Aliexpress, Alibaba, ASOS, Facebook, DigitalOcean, AWS, Google, Namecheap and many others.
Creating the Classic card is $5.00 and you need to load $3.00 to activate. Card has a maximum balance of $10,000. Suitable for small and large transactions. Each dollar transaction is $1 but capped at $5 per transaction.
You can manage the card on the Africard app, view existing cards or create new ones. This prepaid dollar card is for smooth international payments for shopping, business services or subscriptions. Global transactions is easy, secure and under your control.
Benefits of Using Africard for Online Transactions Locally and Internationally
When you use Africard for online shopping:
- Shop Locally: Many local stores now offer online shopping. You can browse, add to cart and pay with Africard.
- Shop Internationally: Africard allows you to buy from international websites. Find unique items from around the world.
- Pay Bills: You can also pay your bills (electricity, internet etc) from the app.
- Send Money: Need to send money to friends or family? Africard makes it easy and fast.
Using Africard means you can shop online without the hassle of traditional banking. Also, do you know that you can earn $1 through the Africard Refer and Earn program for every single person you refer?
Africard Features
Africard has many features that makes it perfect for online transactions. Here are some of them:
- Virtual and Physical Cards: Africard offers virtual and physical debit cards. Virtual card for online shopping and physical card for in-store use.
- Multi-Currency: Africard allows you to transact in different currencies. You can use it to pay in Naira or USD when shopping on international sites.
- Easy to Set Up: Getting started with Africard is easy. Download the app, create an account and you can start using your card in minutes.
- Security: Africard takes security seriously. It has many measures to protect your info and keep your money safe.
- Customer Support: If you have issues, Africard has customer support to help you. They can help with any questions or problems.
- Airtime and Bills: You can also buy airtime for your phone and pay bills from the app. This makes life easier.
Africard is perfect for anyone who wants to shop online fast and secure.
How to Download Africard
To use Africard, you need to download the app. Here’s how to do it on Android and iOS:
For Android:
- Open Google Play Store: Open the Google Play Store app on your phone.
- Search for Africard: Type “Africard” and hit enter.
- Select Africard: Choose the Africard app.
- Install: Tap “Install”. The app will download and install on your device.
- Open the App: After installation, tap “Open”.
For iOS:
- Open App Store: Tap on the App Store app.
- Search for Africard: Type “Africard” in the search bar.
- Select Africard: Find the Africard app and tap on it.
- Download the App: Tap “Get”. You may need to enter your Apple ID password.
- Open the App: Once installed, tap “Open”.
Now that you have downloaded the app, you can create an account and start using Africard for your online transactions. Just follow the simple steps to set up your profile and fund your account.
Create Your Africard Account
After you have downloaded the app, you need to create an account to start using Africard. Follow these steps:
- Open Africard App: Tap on the Africard app icon.
- Sign Up: Tap “Sign Up”. You will be asked to provide some personal details like your name, email and phone number.
- Set Password: Create a strong password. Something you can remember but hard for others to guess.
- Verify Email: Africard will send you an email. Check your inbox and click on the link to verify your email.
- Complete Profile: Once your email is verified, log back in and complete your profile by adding any required details.
Fund Your Account:
To use your Africard for transactions, you need to fund your account. You can do this through bank transfers, direct deposits or other supported methods.
How to Use Africard for Local Transactions
Now that you have your account set up and funded, let’s get started with using Africard for local transactions:
Step 1: Choose Your Store
Go to your favorite local online stores. Look for stores that accept Mastercard or Visa, Africard operates under these networks.
Step 2: Add to Cart
Once you have found the items you want to buy, add to cart.
Step 3: Checkout
By clicking on the “Checkout” , it means you are done adding things to your cart and now ready to buy or pay for the product or service as the case may be.
Step 4: Payment Method
Choose Africard as your payment method. You may be required to enter your card details, card number, expiration date and CVV.
Step 5: Confirm
After entering your payment details, review your order and click “Confirm” to complete the transaction. You will receive a confirmation email from the store and the amount will be deducted from your Africard balance.
How to Use Africard for International Transactions
Using Africard for international transactions is just as easy. Here’s how:
Step 1: International Online Store
Choose an online store that ships to your location and accepts Mastercard or Visa. Examples are Amazon, eBay, AliExpress etc.
Step 2: Add to Cart
Browse through the store and add the items you want to buy to your cart.
Step 3: Checkout
When you’re ready to buy, go to your cart and click “Checkout.”
Step 4: Choose Africard
Step 5: Review and Confirm
Review your order and confirm the payment. Make sure the currency conversion (if applicable) is okay, Africard supports multiple currencies.
Step 6: Track Your Order
Once your payment is confirmed you will receive an order confirmation. You can track your order through the online store’s website.
Other Services on Africard
Africard is not just a payment solution, it also offers other services that will enhance your financial experience:
- Airtime and Data Bundles: You can buy airtime and data bundles directly through the app. No more hassle.
- Utilities Payment: You can pay for electricity and cable TV subscriptions through the app. This makes it easy to manage all your bills in one place.
Global Bank Accounts: Africard will introduce global bank accounts in USD, EURO and GBP soon. You will be able to manage your funds and make transactions in multiple currencies.
Tips for Using Africard Effectively
Here are some tips:
- Keep it Safe: Use strong passwords and 2FA if available. Prevents unauthorized access to your account.
- Monitor Transactions: Check your transaction history in the app. So you can track your spending and detect any suspicious transactions.
- Use Offers: Africard may have offers or discounts. Follow their social media or subscribe to their newsletter.
- Contact Customer Support: If you have issues or questions, hit up Africard’s customer support. They’re there for you.
For futher information, issues or complaints send an email to: support@africard.app
Conclusion
Africard is for anyone who wants to shop online easily and securely. With its app, multiple payment options and special features, it makes shopping local and international a breeze. Download the Africard app and shop the world, pay bills and send money stress free.
With virtual and physical cards, multi-currency and good customer service, Africard is for everyone. Whether you shop from local stores or international websites, Africard makes online transactions a breeze.
So download the Africard app now and start shopping!